Most insurance brokers work for insurance carriers. They get a percentage of the rates they charge you. When you get a rate increase, your broker gets a pay increase.

No matter how loyal you may feel to your broker, he has no real incentive to drive down your rates. At Grizzaffi Darby, LLC we are licensed insurance counselors, as opposed to insurance brokers.

That means we work for you, not for the insurance companies. We have a vested interest in your success – not in an insurance provider’s bank account. So, you can concentrate on what’s really important, and we can, too – life, liberty and the pursuit of employee happiness.