Most insurance brokers work for insurance carriers. This means that they receive a percentage of the premium rates you are charged. When you get a rate increase, your broker can receive additional commission.
Thus, loyalty aside, a broker's incentive to drive down rates can be small. Grizzaffi Darby LLC consultants are licensed insurance counselors, not insurance brokers.
This means we work for you and have a vested interest in your success. It also means you can concentrate on what's really important and we can too - life, liberty and the pursuit of employee happiness.
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